Since you challenge others to answer questions perhaps you'd answer this one which you didn't address in the reply above.Yes but your sight is clearly very poor
A quarter of a century ago, Ireland adopted the EU Directive on unfair contract terms in consumer contracts (UCTD) setting out the means for consumers to enjoy these European consumer rights. In recent times, the Court of Justice of the European Union (CJEU) has applied these consumer protections to mortgages as consumer contracts. Irish consumers, however, have yet to fully enjoy these protections, with reluctance by courts and the relevant regulatory State bodies to subject standardised non-negotiable mortgage contracts to scrutiny
Basically as well as having the worst tenant rights in Europe , Ireland has dragged its heels on viewing mortgage agreements in terms of consumer contract law.
Rather, it has been left to individual consumers and their
advocates to present the EU law, and for Irish courts to incorporate this developing EU
jurisprudence into the highly charged legal arena of mortgage repossession cases, where
any slight deviation from the established norms could – as it were – ‘frighten the horses’
of global financial flows into Irish property portfolios. Indeed, the obligation to protect
the mortgage industry from a rise in consumer rights
Also , love the way you despise those fighting repossession but trust banks despite the fact that they illegally took thousands off Tracker mortgages to increase the payees repayments
Is there any other EU country that would allow a non-payer to occupy a property for years and force the lender to incur huge, and unrecoverable, expense to get them out?