Irish dole does not pay enough.

topcat4

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no it needed to be said. Earning €60k gives someone lenty of opportunity to save money if the only expenditure was around €3k a month.
No i dont think so, his outgoings come to €3000.00 without school kids bills clothes birthdays Christmas etc etc, Some people on this site are very hard hearted all I can say is I hope everything keeps fine for them.
 


asset test

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The complaints about welfare claimants, in fairness are generally directed at the "lifers" or dare I say it those claiming welfare who haven't contributed to the cost of it.

Newly unemployed should definitely get a bonus payment, maybe to be repaid when that person is back on their feet. This is all new to them, for lifers, it is a no brainer.

That is where the vitriol comes from. Those who contributed, and I don't care if they are Irish or not, are entitled to MORE than those who never did. End of. (Disability excluded).

Are you entitled to a mortgage subsidy, don't know what it's called but it pays some of your mortgage for a while if you meet the criteria. Best of luck, you worked through the boom, others couldn't be bothered.
 
S

SeamusNapoleon

+1 , this is where i differ with those who ( although have contempt for those who are lifers ) are sympathetic to new entrants on the dole , any brickie , electrician , carpenter , plumber or tradesman in general who bothered to show up at work , could more or less name their price this last ten years , each of them has litterally ten golden years , surely they should have some savings to dip into now and not be completley relying on the state , ive said it before , you dont become poor over night , in america , its called dipping into your savings untill you get back on your feet
What about us who weren't in the construction industry?

What if people can't find jobs; if they come from current employment blackspots?
 

ballot stuffer

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No i dont think so, his outgoings come to €3000.00 without school kids bills clothes birthdays Christmas etc etc, Some people on this site are very hard hearted all I can say is I hope everything keeps fine for them.
You can't expect for everyone to be sympathetic on an anonymous message board.

Politically its a very easy line to take about protecting the vulnerable and having a social safety net but at some point fiscal reality has to be acknowledged!
 

Keith-M

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No i dont think so, his outgoings come to €3000.00 without school kids bills clothes birthdays Christmas etc etc, Some people on this site are very hard hearted all I can say is I hope everything keeps fine for them.
Anyone who has steadilly earned €60k a year and hasn't some savings stashed away, is simply being foolhardy. I'm sorry, but there are people who have had far less opportunity to save money and are in an equal if not worse position.

Also a mortagage should have been insured against redundancy, if there is only one earner.
 

Rebus2008

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I am struck by the low mortgage payments in this case. Not so much in the particular case but the frightening thought of the 100 of 1000's who have/will lose their jobs and have mortgages twice that.

We are even half in the sh%te yet - wait until rest of world recovers and interest rates and oil go back up next year. Country will be on fire.
While not an option for this man, we'll need to export alot of our own plus alot of the SW recipients from outside EU to aid the recovery.
 

topcat4

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You can't expect for everyone to be sympathetic on an anonymous message board.


Politically its a very easy line to take about protecting the vulnerable and having a social safety net but at some point fiscal reality has to be acknowledged!
Is that Fianna Fail fiscal reality, the fiscal unreality that got us into this mess.
 

euroboy

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This is a very difficult situation. You can no longer spend as if you were on 60K.

I agree though that welfare is not enough for some people in the sense that people who earn a certain wage, enter into certain financial obligations(loans, repayments etc etc). Someone earning 450pw when made unemployed gets 204 while someone on 1500pw and spending on that, falls also to 204.

Our welfare system doesnt operate on the principle of maintaining income levels(or a high percentage of work income eg 80%). A system like that would require people to pay much larger social security payments. Something that should have been done during the boom.
 

PrinceMax

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It is an unfortunate situation but €35,412 is above the average industrial salary. You shouldn't have spent so much when you were on such a good salary.
 

wysiwyg

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No it needed to be said. Earning €60k gives someone plenty of opportunity to save money if the only expenditure was around €3k a month.
You think ?

I earn close to that i.e. 60k per annum.. and my outgoings in mortgage payments and other debts is close to 2,500 per month.. before a loaf of bread is bought, electricity and oil are paid for, phone, etc etc etc
 

ballot stuffer

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It is an unfortunate situation but €35,412 is above the average industrial salary. You shouldn't have spent so much when you were on such a good salary.
I'm not singling the OP out in this but this is a crazy amount of money to be receiving from the state.
 

irish_bob

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What about us who weren't in the construction industry?

What if people can't find jobs; if they come from current employment blackspots?
im not refering to those at all but lets face it , the majority of those on the dole are tradesmen property related workers

our main problem wasnt loosing jobs , it was that we spent so much and couldnt afford to then loose the jobs which is why we went down hill so quick
 

Rebus2008

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i would be strong advocate of making people earn their SW. If you are guy in 20's, then you should have to contribute 20hours a week to good causes/schemes (Helping the elderly/helping with schoolsports teams/removing graffiti, school assistants in their specialist topics(accountancy/science/IT etc). We'd end up with people avoiding the mental wasteland that is having nothing to do from mon-sun, we'd boost tourism as we'd have a far more attractive country, we have better standard of living for our elderly, we'd be constantly upskilling and engaging the unemployed.....

I can appreciate that life is tough for this guy and yet it costs the economu ~36k a year. Surely, his skills should be put to good use for the eocmony for 20hrs a week


Off topic I know
 

hammer

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Good point.

If you dont have the money you cannot afford

car repayments, €1.16 a litre of petrol, car insurance (rising) motor tax ( to rise) and repairs.....................ECONOMICS
 

asknoquestions

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i would be strong advocate of making people earn their SW. If you are guy in 20's, then you should have to contribute 20hours a week to good causes/schemes (Helping the elderly/helping with schoolsports teams/removing graffiti, school assistants in their specialist topics(accountancy/science/IT etc). We'd end up with people avoiding the mental wasteland that is having nothing to do from mon-sun, we'd boost tourism as we'd have a far more attractive country, we have better standard of living for our elderly, we'd be constantly upskilling and engaging the unemployed.....

I can appreciate that life is tough for this guy and yet it costs the economu ~36k a year. Surely, his skills should be put to good use for the eocmony for 20hrs a week


Off topic I know
daft idea. How would you be sure you wouldn't be sending thieving junkies into old people's houses or potential paedophiles into schools?
 

Oddjob111

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I have a monthly credit card repayment of € 100.00 per month.

I have a car loan of €400.00 per month, the car is essential as mentioned above.

And I also have a home improvements loan of €300 per month.

My total outgoings are €3166 per month.

My total incomings are €2951 per month
You left yourself in a position where you spend €800 on unsecured debt? The dole wasn't designed to pay people's credit cards and for your new kitchen.

Also there's people growing acres of weed with a lower ESB bill than you.
 

cactusflower

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daft idea. How would you be sure you wouldn't be sending thieving junkies into old people's houses or potential paedophiles into schools?
How do we know that the employees we get to do these things are O.K.?
References, garda clearance.

The real problem is that this would erode and displace real jobs and artificially push wages down.
 


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