The secrecy in dept of Finance and still clue less regulator makes me think this is robbery.
So regulator believes "the reports" from banks .... wtf ? I could give a report about my financial status saying "i am grand" .... Banks cooked the books last time they will do it again. This time we are share holders still fKING govt. clueless.
I really thought at least one auditor from regulator in their HQ monitoring still thats not the fking case?