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Quinn considering new model for funding third-level education


Toland

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The indo has a headline this morning that Ruairi Quinn is considering a new plan for funding the third-level education system in which those who benefit most from it are the people who pay most for it.

Quinn looks at new plan to tax our graduates - National News - Independent.ie

The plan is basically a tax on graduates that kicks in once they hit a particular level of income and goes on until they have paid back their fees (which are expected to be higher than the ones that apply at present).

A form of this "income-contingent loan" system is used in the US, amongst other jurisdictions.

Income-Contingent Repayment - Wikipedia, the free encyclopedia

Meanwhile, the ERSI has criticised the seemingly total failure of the abolition of fees and the expansion of third-level places to broaden access to university education.

They also advocate a loan system contingent on the income of graduates.

End of third-level fees and more places fail to broaden access for poor - The Irish Times - Sat, Nov 17, 2012

Is this an idea whose time has come?
 


R

Ramps

Why not just let those who think such an education will be a benefit to them in later life pay the fees themselves? The repayments would be between the bank and them, nothing to do with the State. We'll soon see how much people value university.
 

GDPR

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The indo has a headline this morning that Ruairi Quinn is considering a new plan for funding the third-level education system in which those who benefit most from it are the people who pay most for it.

Quinn looks at new plan to tax our graduates - National News - Independent.ie

The plan is basically a tax on graduates that kicks in once they hit a particular level of income and goes on until they have paid back their fees (which are expected to be higher than the ones that apply at present).

A form of this "income-contingent loan" system is used in the US, amongst other jurisdictions.

Income-Contingent Repayment - Wikipedia, the free encyclopedia

Meanwhile, the ERSI has criticised the seemingly total failure of the abolition of fees and the expansion of third-level places to broaden access to university education.

They also advocate a loan system contingent on the income of graduates.

End of third-level fees and more places fail to broaden access for poor - The Irish Times - Sat, Nov 17, 2012

Is this an idea whose time has come?
How that that can be translated from "there will be no increase in third level fees while Labour are in Government" with a straight face by Quinn & Gilmore, will indeed be interesting.

On the failure of the no fees policy to broaden access to third level, they were told that at the time, but it was a vote winner with the Labour middle class vote so why would they care now when they didn't then?
 

southwestkerry

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elitism well some day return. Sad to my mind.
SWK
 

Clanrickard

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A great idea and long overdue. They should further tweak it by allowing graduates to work for the state for three years at a reduced income to pay off the loan.
 

Aristodemus

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What's wrong with the British model?
 

Howya

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Why not just let those who think such an education will be a benefit to them in later life pay the fees themselves? The repayments would be between the bank and them, nothing to do with the State. We'll soon see how much people value university.
While I broadly agree with your point, my concern would be for disadvantaged students not being able to get a bank loan - not sure that I would want the State to guarantee those loans but that might be the only way to ensure access to 3rd level education for all.
 

Howya

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The indo has a headline this morning that Ruairi Quinn is considering a new plan for funding the third-level education system in which those who benefit most from it are the people who pay most for it.


The plan is basically a tax on graduates that kicks in once they hit a particular level of income and goes on until they have paid back their fees (which are expected to be higher than the ones that apply at present).
.....isn't that what happens already with our progressive tax system?
 

southwestkerry

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A great idea and long overdue. They should further tweak it by allowing graduates to work for the state for three years at a reduced income to pay off the loan.

Nice to know you like that kind off thing.
 

Outlander

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This could encourage graduate emigration. How to deal with students from other EU states?
 
R

Ramps

While I broadly agree with your point, my concern would be for disadvantaged students not being able to get a bank loan - not sure that I would want the State to guarantee those loans but that might be the only way to ensure access to 3rd level education for all.
Scholarships?
 

SFInbhear

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What's wrong with the British model?
His proposals are pretty similar although the British system also it includes maintenance loans. Its a sensible idea and would save families money. From speaking to parents who pay registration fess they would support such a proposal.
 
Last edited:

Texal Tom

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I hope the susi gang won't be awarded the contract for administration..

Would it put some people off going to college? Also would it encourage a flight of graduates on graduation? If this was to happen it might end up costing more in the long run.
 

Northsideman

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A great idea and long overdue. They should further tweak it by allowing graduates to work for the state for three years at a reduced income to pay off the loan.
I agree with the comment it's a great idea and overdue, but working for the state for three years is IMO a crazy idea. We have enough people in he public service and don't need any more added who would be just going through the motions for three years, no thanks to that one.
 

Northsideman

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.....isn't that what happens already with our progressive tax system?
No it's not, there are many who have done well for themselves and are paying very high tax amounts per annum but have never had the benefit of a uni education yet they are subsidising other rich folks kids education. The loan option is the way to go!
 

ger12

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ger12

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The indo has a headline this morning that Ruairi Quinn is considering a new plan for funding the third-level education system in which those who benefit most from it are the people who pay most for it.

Quinn looks at new plan to tax our graduates - National News - Independent.ie

The plan is basically a tax on graduates that kicks in once they hit a particular level of income and goes on until they have paid back their fees (which are expected to be higher than the ones that apply at present).

A form of this "income-contingent loan" system is used in the US, amongst other jurisdictions.

Income-Contingent Repayment - Wikipedia, the free encyclopedia

Meanwhile, the ERSI has criticised the seemingly total failure of the abolition of fees and the expansion of third-level places to broaden access to university education.

They also advocate a loan system contingent on the income of graduates.

End of third-level fees and more places fail to broaden access for poor - The Irish Times - Sat, Nov 17, 2012

Is this an idea whose time has come?
Minister Quinn has his work cut out for him. Good to see him considering action. Discussed a little here.
http://www.politics.ie/forum/education-science/196305-time-reintroduce-third-level-fees.html
 

Toland

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I agree with the comment it's a great idea and overdue, but working for the state for three years is IMO a crazy idea. We have enough people in he public service and don't need any more added who would be just going through the motions for three years, no thanks to that one.
I don't know what some people have with one or other form of national service.
 

TheFlyingTurd

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If you can't pay for your education you shouldn't get one and nobody else should have to pay for their education while also paying for yours. That is the fairest system.
 

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